The information and services provided on
insurance.cekresi.me (the “Website”) are provided for
general informational and service-related purposes only. By accessing or
using this Website, you acknowledge and agree to the terms of this
Disclaimer.
1. General Information
The content available on this Website is intended to provide general
information regarding insurance-related products, services, coverage,
claims, and related matters. While we make reasonable efforts to ensure
that the information provided is accurate and up to date, we do not
guarantee that all information is complete, accurate, current, or free
from errors or omissions.
Information on this Website should not be considered a substitute for
professional legal, financial, insurance, or other professional advice.
2. Insurance Coverage
Any insurance coverage, benefits, exclusions, limitations, premiums,
deductibles, eligibility requirements, and other terms are subject to the
applicable insurance policy, certificate, terms and conditions, and
underwriting requirements.
The availability of insurance products and coverage may vary depending on
the applicable product, insurer, location, customer eligibility, and other
requirements.
In the event of any discrepancy between information displayed on this
Website and the applicable insurance policy or official policy documents,
the applicable policy documents shall prevail.
3. No Guarantee of Coverage or Claims
Accessing or using this Website does not guarantee that you will qualify
for, receive, or remain eligible for any insurance coverage.
Similarly, submitting information, purchasing a product, or submitting a
claim does not guarantee that a claim will be approved or paid. Claims are
subject to the applicable policy terms, conditions, exclusions,
documentation requirements, and assessment by the relevant insurance
provider.
4. Third-Party Insurance Providers
Where insurance products or services are provided by or in connection with
third-party insurance companies, brokers, agents, partners, or other
service providers, those parties may have their own terms, conditions,
privacy policies, and obligations.
We are not responsible for any third party’s products, services,
representations, decisions, actions, omissions, or policies, except to the
extent required by applicable law.
5. No Professional Advice
Nothing on this Website constitutes legal, financial, investment, tax,
insurance, or other professional advice.
You should carefully review the relevant policy documents and, where
appropriate, consult a qualified professional before making decisions
relating to insurance or other financial matters.
6. Website Availability and Accuracy
We do not warrant that the Website will always be available,
uninterrupted, secure, or free from technical errors.
We reserve the right to modify, update, suspend, or discontinue any part
of the Website or its services at any time, subject to applicable law.
7. External Links
The Website may contain links to third-party websites or services. Such
links are provided for convenience and informational purposes only.
We do not necessarily endorse, control, or guarantee the accuracy,
availability, security, or reliability of third-party websites or
services. Your use of third-party websites is subject to their respective
terms and policies.
8. Limitation of Liability
To the maximum extent permitted by applicable law, we shall not be liable
for any direct, indirect, incidental, consequential, special, or other
losses or damages arising from or related to your use of, or reliance
upon, information available through the Website.
Nothing in this Disclaimer is intended to exclude or limit any liability
that cannot lawfully be excluded or limited under applicable law.
9. User Responsibility
You are responsible for ensuring that any information you provide through
the Website is accurate, complete, and not misleading.
You should carefully read all applicable terms, conditions, policy
documents, and other official documentation before purchasing or using any
insurance-related service.
10. Changes to This Disclaimer
We may update or amend this Disclaimer from time to time to reflect
changes to our services, applicable regulations, or legal requirements.
Any updated version will be published on this page with the applicable
“Last Updated” date.
11. Governing Law
This Disclaimer shall be interpreted and governed in accordance with the
laws of the Republic of Indonesia, to the extent applicable.
Any dispute arising from or relating to the use of this Website shall be
handled in accordance with applicable Indonesian laws and regulations.
12. Contact
If you have questions regarding this Disclaimer or the information
provided on this Website, please contact us through the contact
information provided on the Website.
By using this Website, you acknowledge that you have read, understood,
and agreed to this Disclaimer.